Student Health Insurance

Health insurance is required!

Students enrolled in a program and taking nine (9) or more credits at North Shore Community College are required to have health insurance according to the Massachusetts' Universal Health Insurance law.

• Cost: $4,806 (Fall 2026)

• Covers: September 1, 2026 - August 31, 2027

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Already have insurance? Waive it.

If you already have health insurance, you must submit a waiver, or you’ll be charged. You must do this every year. The deadline for Fall 2026 is October 23, 2026. To receive help submitting a waiver, book an appointment through Navigate → Appointments → Financial Services → Health Insurance Waiver.

What you need:

• Insurance card
• NSCC student ID
• NSCC email

What to do:

1. Go to the waiver site (Gallagher)
2. Create an account
3. Enter your insurance info
4. Submit → get confirmation number

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Need insurance? Use the NSCC plan.

If you don’t have insurance, you’ll be automatically enrolled in the NSCC plan. You can use financial aid to pay for the NSCC health insurance plan if you have enough funds.

How to pay:

1. Log in to Navigate
2. Go to Resources → Financial → Student Bill
3. Click Pay Now
4. Pay in full

Pay using financial aid:

1. Go to Financial Aid Requirements
2. Select your award year
3. Approve using aid for insurance